BUSINESS TERM LOANS
Predictable Capital. Fixed Monthly Payments.
$50K to $5M. Terms 1-10 years. Use for working capital, expansion, refinance, or buyout. Fixed-rate and SBA-style options.
Who this is for.
Established businesses with a clear use of funds and the cash flow to support a fixed monthly payment. Term loans are the right product when you need a known cost of capital across a known horizon — expansion projects, large equipment purchases that don't fit lien-based equipment finance, partner buyouts, real estate improvements, or refinancing higher-cost short-term debt.
How it works.
1-10 year terms
Match the term to the project. Shorter terms cost less in total interest; longer terms preserve cash flow.
$50K to $5M
Multiple lender programs. SBA-style options for qualified businesses with longer amortization.
Fixed monthly payments
Predictable budgeting. No surprises from rate resets or balloon payments on standard term programs.
When a term loan makes sense.
The use of funds is identifiable and not revolving (you don't need to draw and repay repeatedly). The term is known. Cash flow supports a predictable monthly debt service. If you instead need on-demand revolving access — pay only when you draw — a line of credit is the right tool. If the use is buying revenue-producing equipment, equipment financing typically prices better.
FUNDING INTAKE · 24-HR RESPONSE
Talk To A Funding Specialist
Submit once. We'll match you with the right desk and follow up in about a business day.
AXIA Money is a Homestead Capital Partners brand.
Non-mortgage business funding. Equipment financing, term loans, lines of credit, revenue-based capital, MCA consolidation.
© 2026 AXIA Money. All rights reserved. No interest rate, payment, or credit terms guaranteed without underwriting review. Information provided is for general informational purposes; not an offer or commitment to lend.