MCA CONSOLIDATION & DEBT RELIEF
Stuck Stacking MCAs? There's A Way Out.
Consolidate multiple merchant cash advances into a single, manageable payment. Free your daily revenue. Stop the stack-and-bleed cycle.
Who this is for.
Operators who took on multiple MCAs to cover earlier MCAs and now face daily ACH debits eating 30-60% of revenue. The math has stopped working; the business is profitable on paper but cash-strapped from debt service. Consolidation programs restructure the obligations into a single payment with manageable cadence.
How it works.
Single payment
One consolidated payment replaces 3-6 daily ACH debits. Predictable, manageable, planable.
Cash flow rescue
Restore daily revenue cash flow so the business can operate, hire, and rebuild. Stop the stack-and-bleed.
Negotiated terms
Where appropriate, programs may negotiate reductions, extensions, or restructuring with existing MCA holders.
When consolidation is the right tool.
When current MCA debt service exceeds 25-30% of weekly revenue, when adding new MCAs is no longer possible (your file is stacked), or when you have profitable operations being strangled by daily debits. Consolidation is not a free lunch — terms vary, and not every situation qualifies. A specialist call is the fastest way to get a real answer.
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AXIA Money is a Homestead Capital Partners brand.
Non-mortgage business funding. Equipment financing, term loans, lines of credit, revenue-based capital, MCA consolidation.
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