LINES OF CREDIT
Revolving Capital On-Demand.
$25K to $1M. Draw what you need, pay only on what you use. Interest-only payment options. Multiple draws across the term.
Who this is for.
Businesses with seasonal revenue cycles, project-based cash flow, or recurring short-term needs (inventory ahead of a season, payroll across a slow month, materials before a contract pays). LOCs are the right product when usage is unpredictable but recurring.
How it works.
Revolving access
Draw, repay, draw again. The line resets as you pay down — no need to re-apply.
Pay on what you use
Interest accrues only on the drawn balance. Idle credit is free credit.
Same-day funding
After approval, draws hit your operating account same-day or next business day on most programs.
When a line of credit makes sense.
The need is short-term, recurring, and unpredictable in timing. You want capital sitting ready, not capital sitting on the books accruing interest from day one. LOCs are not the right tool for buying equipment (use equipment financing) or for known long-horizon projects (use a term loan).
FUNDING INTAKE · 24-HR RESPONSE
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